Effective Date: [Insert Date]
Last Updated: [Insert Date]
These Terms of Service ("Terms") govern your access to and use of the website and services (the "Website") provided by The Dill Finance ("we," "us," or "our"). These Terms apply only to users located in the United States.
By accessing or using the Website or services, you agree to comply with and be bound by these Terms. If you do not agree to these Terms, do not use our Website or services.
1. Acceptance of Terms
By using the Website or services, you accept and agree to be bound by these Terms and all applicable policies referenced herein, including our Privacy Policy.
2. User Eligibility
To use the Website or services, you must be at least 18 years old and have the legal capacity to enter into a binding contract. If you are under 18, parental or guardian consent is required.
3. Services Provided
The Dill Finance provides mortgage brokerage and home financing consultation services. We connect borrowers with lenders who offer mortgage loan products including conventional, government-backed, and non-QM loans. You agree to use the Website and services only for lawful purposes and in compliance with these Terms and applicable laws.
4. No Guarantee of Loan Approval
The Dill Finance does not guarantee loan approval, specific interest rates, or loan terms. All loan products are subject to lender underwriting guidelines, credit approval, and applicable regulations. Information provided on this Website is for educational and informational purposes and does not constitute a loan commitment or guarantee.
5. Account Registration
Certain features may require account registration. You agree to provide accurate and complete information and maintain the confidentiality of your account credentials. You are responsible for all activity under your account.
6. User Obligations and Restrictions
You agree not to:
Use the Website for unlawful purposes
Harm, disrupt, or interfere with the Website or services
Violate applicable laws or third-party rights
Use automated systems without prior permission
Attempt unauthorized access to systems or data
7. SMS / Text Messaging Terms
By opting in to receive text messages from The Dill Finance, you agree to the following:
Messages may be sent via automated system, CRM, or ATDS
Message frequency varies
Message and data rates may apply
You may opt out at any time by replying STOP
Reply HELP for assistance
Consent to receive text messages is not a condition of purchasing any goods or services
For questions, contact us at [email protected] or (805) 415-0275.
8. Content Ownership
All Website content is owned by The Dill Finance or its licensors and protected by U.S. intellectual property laws. Unauthorized copying, modification, or distribution is prohibited.
9. Third-Party Links
The Website may contain links to third-party websites or services. We are not responsible for third-party content, privacy practices, or activities.
10. Privacy Policy
Your use of the Website and services is governed by our Privacy Policy.
11. Termination
We may suspend or terminate your access to the Website or services at any time if we believe you violated these Terms or engaged in harmful or unlawful conduct.
12. Limitation of Liability
To the fullest extent permitted by law, The Dill Finance will not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use or inability to use the Website or services.
13. Indemnification
You agree to indemnify and hold harmless The Dill Finance, its employees, affiliates, and partners from claims, damages, liabilities, and expenses arising from your use of the Website or violation of these Terms.
14. Governing Law
These Terms are governed by the laws of the State of Arizona, without regard to conflict-of-law principles. Any legal action shall be brought exclusively in the courts located in Maricopa County, Arizona.
15. Changes to Terms
We reserve the right to modify or update these Terms at any time. Changes will be posted with an updated Effective Date. Continued use of the Website or services constitutes acceptance of the updated Terms.
16. Contact Us
The Dill Finance
Cameron Dill, Licensed Mortgage Broker
Email: [email protected]
Phone: (805) 415-0275
Website: thedillfinance.com
It starts with a simple, no-pressure conversation.
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